AmeriServ Financial

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Personal Banking
DEPOSIT PRODUCTS 
Checking Accounts
Savings Accounts
CDs/IRAs
Money Market Accounts
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DEPOSIT PRODUCTS

Checking Accounts
Regular Checking – There's no charge per check
with our most popular regular checking account.
Keep a minimum monthly balance of $300 or more
and there is no monthly fee.

FREE Checking – The AmeriServ Financial FREE Checking account features no service charges, no minimum balance requirements and unlimited check writing. Your FREE checking account comes with the added convenience of Overdraft Privileges– which can provide less aggravation and embarrassment should you overdraw your account.

NOW Account – Here's a checking account that earns interest, too! The variable rate compounds daily and interest is paid monthly.. Minimum monthly balance to accrue interest is just $1,499. Click here for our current Rates.

Value+Plus – Just right for customers who want an account that does more. You can receive interest on your checking account, enjoy a no extra charge saving account, save with special Value+Plus member discounts, and make up to three free out-of-network ATM transactions per month.. No minimum balance required. Click here for our current Rates.

ETA (Electronic Transfer Account) – If you receive government or other direct deposit checks, this is a simple checking account just to receive those electronic payments. The ETA limits overdraft charges to $10 per occurrence.

55 & Better Checking – If you are at least age 50, ask for more details on a membership in our 55 & Better package of services. Great checking account options, discounts and other benefits are loaded into one special account just for you. 55 & Better Checking comes with or without interest to better fit the way you bank.

To order your AmeriServ Financial checks online, click here.

The VISA® Check Card

Open an AmeriServ Financial checking account and you can request our VISA® Check Card. This special card enables you to make purchases without the inconvenience of writing checks or showing identification. The amount spent is automatically deducted from your checking account, and each transaction is clearly listed on your monthly checking account statement. You can use the Check Card as your everyday ATM debit card and at any STAR® or Cirrus® machine.

STAR ATM ® Card

With any AmeriServ Financial checking or savings account you can also request our STAR® ATM card. Use your STAR® card in any AmeriServ Financial ATM without transaction fees. Your AmeriServ Financial STAR® card will also work in any CIRRUS® network ATM worldwide.

Savings Accounts
SOAR Statement Savings – Our most popular savings account. Earn a variable savings rate, compounded quarterly. You'll receive a regular statement that conveniently records each transaction and the interest you earn. Choose from two different minimum balance requirements to complement the way you save. Click here for our current Rates.

PRIDE Passbook Savings – Keep track of your balance in a passbook instead of receiving a statement. The PRIDE Account earns a variable rate, compounded quarterly. Choose from two different balance requirements. Click here for our current Rates.

Holiday Club Savings – You can make deposits using payment coupons or by authorizing automatic deductions from a checking account. Now that's a convenient way to save! Earn a variable rate with no minimum balance or monthly fee. Click here for current Rates.

CDs/IRAs
Certificates of Deposit (CD) – Open or renew your CD at any AmeriServ office and watch your savings grow. Interest is calculated daily, and you can have the interest deposited into a checking or savings account, or sent to you by check. Click here for current Rates.

Individual Retirement Account (IRA) – Provide for your retirement with an IRA from AmeriServ Financial. We have a wide variety of IRAs to choose from, plus many more retirement savings options. Our IRAs may be funded with mutual funds, annuities or other financial products. Click here for current Rates.

Money Market Accounts
Preferred Money Market Account – Our preferred Money Market is right for high balance accounts that need more competitive rates. This account is a tiered interest rate product - the larger the deposit, the higher the interest rate earned. The interest is compounded daily and paid monthly. Click here for our current Rates.

Equal Housing Lender EQUAL HOUSING LENDER - MEMBER FDIC

Collage of man, woman and money.